Terms and Conditions

By accessing our website or using our services, you agree to be bound by these terms and conditions

This constitutes a legally binding agreement between you and Drovianthqel Financial Services Pty Ltd

For the purposes of these terms

• Service: Refers to our financial planning subscription and consultation services
• User: Any individual or entity accessing our website or services
• Content: All information, materials, and resources provided through our platform
• Account: Your registered account for accessing our services

Your use of our services is subject to the following conditions

Permitted Uses

• Access information and consultations for personal financial planning
• Participate in scheduled consultations and communications
• Use provided resources and tools for your financial planning

Prohibited Uses

• Sharing account access with unauthorised individuals
• Using our content for commercial purposes without permission
• Attempting to reverse engineer or copy our proprietary methods
• Violating any applicable laws or regulations

As a user of our services, you agree to

• Provide accurate and complete information during consultations
• Maintain the confidentiality of your account credentials
• Notify us promptly of any changes in your circumstances
• Use our services in compliance with all applicable laws

All content, trademarks, and intellectual property remain our exclusive property

Your privacy is protected under our Privacy Policy, which forms part of these terms

Please note the following important disclaimers about our services

Our liability is limited to the maximum extent permitted by Australian law

You agree to indemnify us against any claims arising from your use of our services or violation of these terms

We encourage resolution of disputes through discussion, but formal mechanisms are available

Either party may terminate the service relationship for the following reasons

• Breach of these terms and conditions
• Non-payment of subscription fees
• Voluntary cancellation with appropriate notice

We may update these terms periodically with notice to users via email or website announcement

If any provision is found unenforceable, the remainder of these terms shall remain in full effect

These terms constitute the entire agreement between the parties regarding use of our services

For questions about these terms, contact us using the information provided in our Contact section